Mortgage guide

Tiscali's mortgage guide takes you through each individual step of buying and selling a home.

We've divided it into two parts - the first is all about mortgages and the second part all about the nitty-gritty of the process of buying and selling.

A guide to mortgages

How much can I afford?
We explain how you can work out how much you can spend - and what the overall costs of buying a house will be - including survey and legal fees.

Choosing a mortgage
Information and helpful advice on how to go about researching the right mortgage for you.

What kind of mortgage
The difference between repayment and interest-only mortgages

What kind of interest rate?
An explanation of the difference between fixed rate, capped, tracker, flexible and standard interest rates and their advantages and disadvantages.

Flexible mortgages
A new kind of mortgage which allows you to make overpayments of have mortgage holidays. Find out more.

How to remortgage
You want to cut your mortgage costs but don't want to move home. Find out how remortgaging can help.

Redemption penalties
What are redemption fees and how do I avoid having to pay them?

Mortgage Code
Most mortgage lenders adhere to the Mortgage Code of Conduct. It is there to protect you. Read about it here.

Mortgage advice
Get our financial team do the work for you and find the best deal on the market from more than 7,000 mortgages.

Best mortgage rates
Discover the best mortgage rates include fixed, capped, and discount-rate mortgages and standard variable rates with our brilliant mortgage finder tool.

Guide to buying and selling your home

Choosing a property
What to think about when choosing a new home. Is location everything?

Finding a solicitor
Information on the conveyancing process and what your solicitor should do.

Making an offer
How to make the offer on your future home and get it accepted.

Conducting a survey
This guide outlines the different types of surveyors report and what exactly they cover.

Exchanging contracts
All you need to know to sort out your application form, the documents you will need and the process required to exchange contracts.

Completing
Find out what happens when you complete the purchase of your new home.

Selling your home
Should you sell it yourself or use an agent? Tips on showing your house to prospective buyers. What estate agents charge.

Who to Tell
Once you know you are moving you need to begin to organise telling utility companies, banks, and so on. Use our handy reminder list.

Moving in
A complete guide to everything you have to organise when moving into your new home - complete with moving home checklist and change of address e-cards to let you friends and family know your new details.

Invest in your property
Tips and tricks on how to make your house more valuable to buyers.

Buying and selling in Scotland
The rules for buying a property in Scotland are different. Make sure you know what to do if planning to buy there or are selling a Scottish home.

Buying a property abroad
What are the pros and cons of buying abroad in various places. What should you be doing to make sure you don't hit huge snags.

Swot up
We recommend the best books on property as an investment, buying abroad and building your own home.

Beautiful homes
Check out the Tiscali Homes special with lots of tips and ideas on how to make your home more beautiful.